the third public offer program
smart and secure investments
about
maib corporate bonds
Corporate bonds are financial instruments issued by maib, through which the bank attracts reimbursable monetary resources from citizens in the form of 3-year investments.
The third public offer program
The third public offering program is launched on mart 2025. Under this program, the issuer will continuously, over 12 months, make cyclical placements of Corporate Bonds of 9 (nine) different classes in 10 consecutive issues of the Bonds having a subscription rate of at least 1% for each issue.
Advantages:
- The issuance of corporate bonds is allowed for circulation on the secondary market of the Moldova Stock Exchange.
- The financial means to be obtained are secured from maib’s future income.
- The coupon is more attractive compared to other financial instruments due to the margin.
- The coupon is paid monthly, and then at maturity, the initial investment is paid out.
- The investor can open a maib card, free of charge, to receive the coupon.
- They allow the diversification of the investment portfolio, thus representing an additional source of income.
- Corporate bonds can be used as collateral for other monetary and financial instruments.
- The issuance is conducted through a professional capital market participant.
- Voluntary early repayment of bonds at the nominal value upon investor’s request;
- The repayment of the investments (principal) and the payment of the coupon is confirmed by the financial statements and maib forecasts.
Corporate bonds can be contracted in any maib branch by individuals persons, residents and non-residents of the Republic of Moldova.
Before subscribing, reading the public offering prospectus is necessary to get acquainted with all the essential information.
offer program 10 issuances of 7,500 bonds each, with a total value of 1,500,000,000 MDL |
term of circulation 3 years from the issuance registration date |
minimum / maximum investment per issuance
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subscription period 20 days |
the coupon rate and the periodicity of the reference rate change
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coupon payment frequency monthly, on the investor's card or current account |
voluntary redemption conditions the bondholder has this right (maximum 250 bonds per issue, per person), and the redemption value of the bond will be the nominal value |
contracting bonds at any maib branch or through the Corporate Investments Department, located in Chişinău Municipality, 127, 31 august 1989 Stret, maib park, 7th floor by phone: email: |
rate
Mărimea cuponului
Formula de calcul a mărimii cuponului:
Unde:
VN – valoarea nominală a unei obligațiuni
Rn – rata dobânzii corespunzătoare perioadei n (în %)
Dn – durata Cuponului, numărul de zile din Perioada n pentru care se calculează și se plătește cuponul (în zile)
N – numărul de ordine al cuponului (1,2,3,...,36)
Formula de calcul a ratei de referință
Rata medie ponderată a dobânzilor la depozitele noi atrase în monedă națională total pe sectorul bancar, cu termenul de la 6 până la 12 luni, publicată pe site-ul oficial al BNM www.bnm.md către data care corespunde cu prima zi a perioadei de derulare a ofertei (perioada de subscriere).
Cn = rata de referință + marja fixă stabilită pe clase: II:(-1,0%); III: (-0,5%); IV: 0,00%; V: 0,5%; VI: 1,0%; VII: 1,5%; VIII: 2,0%; IX: 2,5%; X: 3,0%.
Cum are loc plata cuponului:
data de referință (T-3)cu 3 zile lucrătoare anterioare datei de plată a cuponului |
data de plată a cuponului (T)lunară, după data emiterii obligațiunilor, cu periodicitate lunară |
periodicitatea de plată a cuponului (T+3)începând cu data de plată a cuponului în termen de maxim 3 zile lucrătoare |
Cum are loc procesul de emitere a obligațiunilor corporative maib
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details
- public offering prospectus
- maib corporate bonds guide
- application for bonds subscription
- bonds subscription contract
Rights and privileges granted to bondholders
- the right to receive from maib the nominal value of the bond after the maturity period expiration and the right to withdraw the bond from the market;
- the right to receive the related coupon in the amount and within the terms established in the prospectus;
- the right to sell the bonds on the secondary market, following the legislation, including on the regulated market of the Moldova Stock Exchange, through accredited members
- the right of the bondholder to request the redemption of the bonds held until the maturity date by maib (the right to voluntary redemption).
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