the second public offer program

maib corporate bonds

Corporate bonds are financial instruments issued by maib, through which the bank attracts reimbursable monetary resources from citizens in the form of 3-year investments.

The second public offer program

The second public offering program is launched on 4 December 2023. Under this program, the issuer will continuously, over 12 months, make cyclical placements of Corporate Bonds of 6 (six) different classes in 10 consecutive issues of the Bonds having a subscription rate of at least 1% for each issue.

Advantages

• The issuance of corporate bonds is allowed for circulation on the secondary market of the Moldova Stock Exchange;
• The financial means to be obtained are secured from maib’s future income;
• The coupon is more attractive compared to other financial instruments;
• The coupon is paid monthly, and then at maturity, the initial investment is paid out;
• The investor can open a maib card, free of charge, to receive the coupon;
• Allows diversification of the investment portfolio, thus representing an additional source of income;
• Corporate bonds can be used as collateral for other monetary and financial instruments;
• The issue is conducted through a professional capital market participant;
• Voluntary early repayment of bonds at the nominal value at the investor’s request;
• The repayment of the investments (principal) and the payment of the coupon is confirmed by the financial statements and maib forecasts.

Corporate bonds can be contracted in any maib branch by individuals persons, residents and non-residents of the Republic of Moldova.

Before subscribing, reading the public offering prospectus is necessary to get acquainted with all the essential information.

offer program 10 issuances of 5,000 bonds each, a total amount of 1,000,000,000 MDL	term of circulation 3 years from the issuance registration date
minimum / maximum investment per issuance 1 bond = 20 000 MDL 5 000 bonds = 100 000 000 MDL	subscription period 20 days
the coupon rate and the periodicity of the reference rate change floating- consisting of Reference Rate + Fixed Margin set by class (II, III, IV, V, VI, VII), where: reference rate - weighted average interest rate on new deposits attracted in national currency total on the banking sector, with maturity from 6 to 12 months, published on the official website of the NBM www.bnm.md by the date corresponding to the first day of the offer period (subscription period); fixed margin set by classes: II: (-1.0%); III: (-0.5%); IV: 0.00%; V: 0.5%; VI: 1.0%; VII: 1.5%.	coupon payment frequency monthly, on the investor's card or current account
voluntary redemption conditions the bondholder has this right (maximum 250 bonds per issue, per person), and the redemption value of the bond will be the nominal value	contracting bonds at any maib branch or through the Corporate Investments Department, located in Chişinău Municipality, 127, 31 august 1989 Stret, maib park, 7th floor by phone: +373 22 303-398 +373 22 303-397 email: nina.teleaga@maib.md, valeria.kuznetova@maib.md